Fannie, Freddie expand aid to storm-hit homeowners

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Centerline Capital Group Named Freddie Mac Licensed Affordable Housing …

                                                         
– Designation Extends Multifamily Product Offering-

 

New York, NY -November 9, 2012- Centerline Capital Group (“Centerline”), a provider of real estate financial and asset management services for affordable and conventional multifamily housing, and a subsidiary of Centerline Holding Company (OTC: CLNH), announced today that is has been formally designated as a licensed Freddie Mac Multifamily Targeted Affordable Housing (TAH) Seller/Servicer.

This license gives Centerline approval to originate affordable multifamily loans nationally on behalf of Freddie Mac, and makes Centerline one of a select number of lenders approved to sell and service targeted affordable housing loans nationwide.

“Receiving formal TAH designation demonstrates Freddie Mac’s continued confidence in Centerline, the prospect for our future growth, and the strength of our stellar affordable debt team,” commented Philip Melton, Senior Managing Director, in the Affordable Housing Debt division at Centerline. “This notable recognition further enhances our affordable housing lending business, enabling us to offer our developer clients an expanded array of financing products through our affiliations with Fannie Mae, Freddie Mac, and FHA.”

Earlier in its history, Centerline was one of the leading Freddie Mac affordable housing lenders in the nation.

“Centerline has a long and proud history of working with Freddie Mac, dating back to 2007 when we were the first lender in the country to be fully designated by Freddie Mac in their lender risk sharing program,” added Melton. “The Freddie Mac TAH designation represents a major milestone for Centerline’s affordable debt platform.”

Kim Griffith, vice president of Multifamily Affordable Sales and Investments at Freddie Mac added, “Freddie Mac is pleased to be working again with Centerline as a Targeted Affordable Lender.  We look forward to a successful relationship in this important area of focus for both firms.”

Freddie Mac targeted affordable housing loans are divided into four categories:

Freddie Mac approves lenders under each individual loan category; Centerline was selected for all four categories. 

Centerline is a Fannie Mae DUS lender, Freddie Mac seller-servicer, FHA-approved mortgage provider and source for other forms of traditional and alternative capital.

###

About Centerline Capital Group
Centerline Capital Group, a subsidiary of Centerline Holding Company (OTC: CLNH), provides real estate financing and asset management services focused on affordable and conventional multifamily housing.   We offer a range of both debt financing and equity investment products, as well as asset management services to developers, owners, and investors.  An industry leader, Centerline is structured to originate, underwrite, service, manage, refinance or sell through all phases of an asset’s life cycle.  A leading sponsor of Low-Income Housing Tax Credit (LIHTC) funds, Centerline has raised more than $10 billion in equity across 137 funds, and invested in over 1,600 assets spanning 47 states. The firm’s multifamily lending platform services more than $11.5 billion in loans. Founded in 1972, Centerline is headquartered in New York City, with 246 employees in ten offices throughout the United States.   A strategic partner of Island Capital, Centerline is organized around four business units: Affordable Housing Equity, Affordable Housing Debt, Mortgage Banking and Asset Management.  To learn more about Centerline, visit www.centerline.com.

###

 


This announcement is distributed by Thomson Reuters on behalf of Thomson Reuters clients.

The owner of this announcement warrants that:
(i) the releases contained herein are protected by copyright and other applicable laws; and
(ii) they are solely responsible for the content, accuracy and originality of the
information contained therein.

Source: Centerline Holding Company (CharterMac) via Thomson Reuters ONE

Freddie Mac Suspends All Evictions, Foreclosures In Hurricane Sandy Major Disaster Areas

Fiscal Cliff: Will There Be an Agreement?Daily Ticker

The election is over. It’s time to focus again on the looming fiscal cliff.

FEDERAL NATIONAL MORTGAGE ASSOCIATION : Speeches – Remarks by Tim … – 4

November 09, 2012

Remarks Prepared for Delivery by Timothy J. Mayopoulos, President and Chief Executive Officer, Fannie Mae

National Association of REALTORS Conference, Orlando, FL

Thank you, Bill [Jones]. And thank you to the NAR leadership, including Moe Veissi and Gary Thomas, for inviting me to speak today. It is a pleasure to be here.

One particularly important part of my first few months as CEO has been listening to your perspectives and sharing my own about how together we will support the housing recovery and lay the foundation for a better housing finance system.

I met with the NAR’s senior leadership in August to discuss the key issues confronting the housing market. It was a positive and productive meeting and we committed to getting together at least quarterly. My hope is that we use these quarterly briefings to discuss top-of-mind issues and break down barriers that could impede the housing recovery. I believe we at Fannie Mae have a responsibility to engage with you to explain the actions we are taking, why we are making these decisions, and how we’re going to implement them. I believe our ongoing dialogue is critically important to our collective success.

I want to spend a few minutes this morning on Fannie Mae today and then provide more detail on our priorities and ask for your partnership in achieving our goals.

But first, let me update you on our response to Hurricane Sandy. Fannie Mae acted quickly to extend a forbearance option to homeowners affected by Sandy. While property count and damage estimates are not yet final, we are evaluating the impact through individual on-the-ground property inspections. Our process requires local real estate professionals to inspect the properties and report their condition to us. Finally, Fannie Mae employees have a proud heritage of contributing in our communities and this is no exception. We have partnered with the American Red Cross to help families who are hurting as a result of this terrible storm.

Now, let’s take a closer look at the company. Fannie Mae today is a different company with different leadership, different constituencies, and different priorities. More than 80 percent of the current senior management team was hired or promoted into their roles following conservatorship. Every member of Fannie Mae’s management committee has joined the company or been promoted into his or her current role since the housing crisis. And more than half of our 7,000 employees have been hired since conservatorship. At the same time, we have been able to retain many of the highly talented and experienced people who have been the core of Fannie Mae for a long time. Suffice to say, the people of Fannie Mae today are part of the solution, not part of the problem.

In addition to new leadership and new employees, Fannie Mae now serves different constituents. The company is no longer run for the benefit of private shareholders. Instead, it is managed in the overall interest of taxpayers, which is consistent with the substantial public investment in the company. Fannie Mae’s financial condition has improved significantly, and our expected ability to pay taxpayers for their investment in our company has grown markedly. In the first nine months of 2012, we reported $9.7 billion in net income, and to date the company has paid $28.5 billion in dividends to the Treasury. Moreover, we expect to report net income for the full year for the first time since 2006. You can learn more about our substantial progress on our website at www.fanniemae.com/progress.

Our current priorities also are well aligned with the public interest. We are committed to funding the mortgage market, assisting troubled borrowers, and building a strong new book of business. We have been the leading source of credit for the mortgage market, helped millions of homeowners through modifications and refinancing, and acquired a new book of business applying sensible credit standards.

Today, our two equally important priorities are first, to support the housing recovery, and second, to help lay the foundation for a better housing finance system going forward.

Supporting the Recovery

We are working hard to support the slow, but growing, housing recovery. We are acting as a counter-cyclical mechanism in this economy, and we have been the leading source of liquidity since the start of the economic crisis. Since 2009, we have funded the mortgage market with approximately $3 trillion in liquidity, which provided financing for single-family and multifamily loans. This enabled homeowners to refinance 8.9 million mortgages and helped households to complete 2.5 million home purchases. We have also provided financing for over 1.5 million units of multifamily rental housing.

Through the first three quarters of 2012, we have reported record business volumes and provided record liquidity. As of September 30, 63 percent of our total book of business has been acquired since conservatorship. In acquiring this new book of business, we have adopted enhanced underwriting standards for sensible lending, and we are enforcing these standards.

While gratified that we have been able to provide this level of liquidity to the market, we recognize that the GSEs are playing an outsized role. Fannie Mae’s single-family market share was approximately 41 percent at the end of 2011. In a properly functioning market, Fannie Mae should not have such a significant share. However, private capital is naturally opportunistic, leaning in when times are good, and moving to the sidelines when conditions are bad. More than four years after the onset of the financial crisis, we see little evidence of substantial private capital ready to meet the single-family market need.

In the multifamily market there is a different story, where a variety of factors have brought private capital back to the market. Fannie Mae’s market share hit a “high water” level of 49 percent during the housing crisis – we were there when others left. Now, there is more certainty in multifamily and, as a result, our share has declined to about one-fourth of the market.

We’ve taken steps to sustain critical liquidity for the market, but we continue to be concerned about market capacity. We’ve seen significant deconsolidation in the industry as major market participants have pulled back or left the market entirely. Moreover, we are hearing a lot about lenders being reluctant to extend credit. There are many potential reasons for this, such as regulatory concerns, repurchase risk, and lack of underwriting capacity.

With respect to repurchase requests, it is important to understand that we’ve made requests on less than one quarter of one percent (.25%) of the loans we have acquired since 2009. By contrast, on those loans written during the housing bubble (2005-2008), Fannie Mae has asked lenders to buy back 3 percent of the loans we acquired in that period. In the majority of cases, the lender agrees that the loan did not meet our requirements and buys back the loan.

However, repurchase risk and other uncertainties clearly need to be addressed by the industry, and we will continue to try to do our part. For example, we are working with FHFA to enhance our current representation and warranty model. We announced a new framework, and we are developing new tools, that will give us and our lender partners a much earlier and more comprehensive look into loan quality in an effort to improve the loan manufacturing process and reduce repurchase risk. Ultimately, our goal is that, when there are defects in that origination process, we and the lenders will have a set of remedies that makes the need for repurchases “a last resort.”

In addition to providing critical liquidity to the market, we are taking a leading role in helping homeowners avoid foreclosure.

We seek to have our servicers intervene earlier and to offer borrowers alternatives to foreclosure that require less documentation and easier implementation. Since 2009, we’ve helped approximately 1.3 million homeowners retain their homes or otherwise avoid foreclosure, which supports neighborhoods, home prices, and the housing market.

In addition to our work with servicers, we work directly with homeowners in distress through a network of 12 Fannie Mae Mortgage Help Centers in the hardest-hit communities across the country to supplement the work of our lenders. In September, we made it easier to contact the Help Centers, and as a result we increased the number of homeowners making an appointment online from around 50 to 500 per week. In 2012, approximately 7 out of 10 borrowers we’ve helped through the Centers have been able to stay in their homes. In addition to these brick-and-mortar efforts, we offer innovative online tools such as KnowYourOptions.com. The KnowYourOptions website has provided consumer education to more than 1.1 million unique visitors this year. I urge you to send your clients to KnowYourOptions for the facts about getting a mortgage or refinancing a mortgage. It’s also a terrific resource for borrowers in distress and provides the information they need to take action early.

There are, unfortunately, situations where borrowers simply cannot afford the mortgage payments on their homes. In that circumstance, we provide options for a graceful exit, such as a short sale or deed-in-lieu of foreclosure. We’ve heard a lot about your challenges with the short-sale process. As a result, we implemented a number of changes to make the process more efficient. For example, we now require servicers to make a decision on a short sale request within 60 days. We’ve also expanded our guidelines to make more borrowers eligible for a short sale earlier in the process – sometimes prior to delinquency. In some cases, we no longer require documentation of hardship. We’ve also signed agreements with all of our mortgage insurers so that servicers have the authority to approve short sales that meet Fannie Mae guidelines. We know there is more work to do, and we will continue to do our part to improve the process.

When we acquire a property through foreclosure, we work to sell it for the highest possible price – giving preference to owner-occupants. This is good for taxpayers, and for communities. In the first three quarters of 2012, we sold more than 140,000 foreclosed properties. The vast majority of these properties were sold with the help of local real estate professionals. Please accept my thanks for your critical role in making this happen. We know that using local real estate professionals is, and will continue to be, the best sales strategy for the great majority of our REO; however, this does not preclude us from pursuing additional sales strategies where it makes sense to do so. Let me spend a minute on the REO rental pilot, as I know it is top of mind for many of you.

We closed our third transaction in the pilot last week. As you know, this was a very small pilot; the three transactions included fewer than 2,000 properties. The majority of the properties were tenant-occupied, which made them ideal for the pilot as they wouldn’t generally be sold through our retail channel. While we expect most of our REO to continue to be sold through HomePath®, our retail channel, we were pleased with the results of the pilot and believe the results were good for taxpayers and for communities.

Building a Better System for the Future

Our second equally important priority is to lay the foundation for a better housing finance system that operates efficiently and effectively on a go-forward basis.

We believe a better system needs to be safer and more transparent for everyone – lenders, investors, and consumers. This better system should include a counter-cyclical mechanism that provides liquidity to the market and enforces strong credit, underwriting, and servicing standards. We have all experienced the devastating results of an industry that historically has periods where standards are allowed to erode. A mechanism to set and consistently uphold sensible standards is essential for a healthy housing finance system long term. This mechanism should not be too big to fail, but, to be effective, it does need to be big enough to matter.

At Fannie Mae, we are charged with being a responsible standard setter. We are working to establish and implement industry standards, develop better tools to price and manage credit risk, build new infrastructure to ensure a liquid and efficient market, and facilitate the collection and reporting of data for accurate financial reporting and risk management.

Let me give you a few examples of how we are doing this.

First, Fannie Mae and Freddie Mac are collaborating to develop a new securitization platform as a utility for the market. FHFA released a whitepaper last month, seeking industry input on our proposals as to how the utility will operate, how it will be built, and the business issues it will address.

Second, we’re investing in new technologies to create more consistency and efficiency in the system. One example is a technology called Servicing Management Default Underwriter™, or SMDU, which automates workout decisions and provides a borrower with the best workout options available based on their circumstance. SMDU broadens the mortgage products available to servicers and levels the playing field for borrowers in distress. Ultimately, this means better access to information for everyone.

Third, we continue to innovate to ensure loan quality and provide tools to help our lender partners improve the loan manufacturing process. These initiatives include:

  • Developing and implementing the Uniform Mortgage Data Program;
  • Collecting and reviewing electronic appraisal information;
  • Starting in January, providing new messaging to lenders of potential appraisal defects; and
  • Implementing our EarlyCheck™service to identify eligibility and data issues prior to origination and loan delivery.

These efforts will help lenders improve their processes, help us at Fannie Mae know what’s being delivered to our doorstep, reduce the potential for issues that can be challenging down the road, and, importantly, encourage sustainable lending.

These are some examples of the work we are doing to create a better system for the future. We are committed to being a leader and a good partner. I believe that together with the industry, including the National Association of REALTORS®, we can solve the nation’s housing issues today, and change the way people experience homeownership in America for generations to come.

Thank you for your partnership and support. I’d be happy to take questions.

NAR Economist: Home Prices to Rise 15% in 3 Years

By Kris Hudson and Dawn Wotapka

ORLANDO—National Association of Realtors Chief Economist Lawrence Yun foresees U.S. home prices rising by 15% over the next three years, a boost for the beleaguered housing market.

Mr. Yun is widely known for his optimistic forecasts, given his employer, the nation’s largest housing cheerleader. Still, any talk of rising home prices is welcome news. Home values have plunged a third or more from the peak, leaving millions of Americans underwater, or owing more than their mortgage, and unable to move. If their values increase, they might feel comfortable enough to buy a bigger home or retire to a smaller one, helping everyone from real-estate agents, who would earn a commission, to retailers selling everything from furniture to paint.

However, Mr. Yun expressed concern about home affordability, citing both supply and demand. Supply remains relatively scarce because builders are not producing as many homes as in past years. Mr. Yun predicts that construction will ramp up to 1.3 million units by 2014, but that still would be below the historic average of 1.5 million. One factor hampering construction: Small home builders still are having difficulty getting financing from local lenders.

“Builders need to add more,” Mr. Yun said at the group’s annual conference. “We need to moderate the price growth.”

If only it were that easy. Builders are dealing with increased labor and material costs, which threaten the nascent recovery. They also don’t want to build too many homes, just in case the economy weakens again. And, for builders, raising prices is a great thing—particularly if that trickles down to shareholders.

On the demand side, U.S. job growth has picked up, but it is, at best, keeping up with population growth. Many of the country’s new jobs are low-paying positions in retail, home health care and other such fields. Thus, U.S. household earnings aren’t growing robustly, and the country’s total employment level is not posting great gains. “Every single month, we would have to create 250,000 jobs for the next eight years to get back to normal” employment levels, Mr. Yun said.

An affordability gap could emerge if prices rise due to restricted supply and buyers lose momentum due to sluggish wage growth.

Mark Vitner, an economist with Wells Fargo,  predicted that mortgage rates will remain at historic lows through 2014, keeping home buying affordable. Mr. Vitner forecast that the rate on a traditional, 30-year mortgage, now at roughly 3.4%, will “bottom out” at 3.3% in next year’s first quarter amid concerns about federal budget-balancing efforts. “We will probably be at an all-time-low in interest rates late this year or early next year.”

Fannie, Freddie, Laying Groundwork for Better Future Housing Finance System

ORLANDO, FL–(Marketwire – Nov 9, 2012) – Government-sponsored enterprises Fannie Mae and Freddie Mac continue to play a crucial role in the secondary mortgage market and remain focused on supporting the ongoing housing market recovery while laying the groundwork for a better future housing finance system.

Realtors® and attendees at the Regulatory Issues Forum – Housing Finance Today and Tomorrow session today during the 2012 Realtors® Conference and Expo gained insights into today’s secondary mortgage market and the future of housing finance in the U.S.

“Fannie Mae has been a leading source of liquidity since the start of the economic crisis and we are working hard to support the ongoing housing market recovery,” said Timothy J. Mayopoulos, president and chief executive officer of Fannie Mae. He said Fannie’s priorities are to fund the mortgage market, help troubled borrowers, and build a strong book of business to return taxpayers’ investment in the company.

Mayopoulos said Fannie is now managed in the overall interest of taxpayers and no longer for the benefit of private shareholders. He said its financial condition has improved significantly; they currently have a strong book of business and have already paid $28 billion in dividends to the Treasury Department.

Mayopoulos said Fannie remains dedicated to ensuring qualified homebuyers have access to affordable mortgage capital and helping troubled borrowers stay in their homes through loan modifications and refinancings and avoid foreclosure; this supports neighborhoods, the housing market and home prices. He said the organization seeks to have servicers intervene earlier and to offer borrowers alternatives to foreclosure that require less documentation and easier implementation. Efforts have also been made to streamline short sale transactions and speed response and approval timelines.

While Fannie and Freddie played a key role during the housing downturn and continue to provide critical market liquidity, Mayopoulos said the extent of the GSEs’ participation in housing finance must decrease if the market is to function properly.

“We’ve taken steps to attract more private capital to the market, but private capital is opportunistic and leans in when things are good and out when things are bad,” said Mayopoulos. “There remains little evidence of substantial private capital ready to meet market need, and we continue to be concerned about market capacity.”

He said lenders are reluctant to extend credit because of repurchase risks, regulatory concerns and lack of underwriting capacity. The industry must address these issues and Fannie will continue to try to do their part.

Wanda DeLeo, deputy director at the Federal Housing Finance Agency, which has held Fannie and Freddie in conservatorship since 2008, agreed that the GSEs must reduce their footprint in the mortgage market. She said that since being placed into conservatorship, the GSEs have twice raised guarantee fees, which they believe is helping reduce taxpayers’ risk from the financial support they provide the GSEs and will move their pricing closer to what it would be if mortgage credit risk was borne solely by private capital. DeLeo said this could also incentivize private capital to increase participation in the mortgage market.

“In the four years since FHFA established conservatorship of Fannie and Freddie, we have made significant strides toward maintaining a housing market recovery, keeping individuals in their homes, and correcting the issues that led to the enterprises being placed into conservatorship,” said DeLeo.

FHFA recently released a whitepaper outlining a series of strategies and initiatives that it hopes will improve mortgage processes, encourage greater private market participation, and lay the foundation for a post-conservatorship housing finance market.

DeLeo said the whitepaper sets forth three strategic goals for transitioning to a secondary mortgage market of the future. The first is to build a new infrastructure and common securitization platform for the secondary mortgage market that could be used by multiple issuers and supports the participation of private capital. The plan also gradually shrinks the GSEs’ operations and presence in the marketplace, and lastly maintains foreclosure prevention activities and credit availability for both new and refinanced mortgages.

FHFA is seeking input on the proposal from the industry and public until December 3.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1 million members involved in all aspects of the residential and commercial real estate industries.

Information about NAR is available at www.realtor.org. This and other news releases are posted in the “News, Blogs and Videos” tab on the website.

MGIC gets breather with Freddie Mac settlement


Fri Nov 9, 2012 4:00pm EST

(Reuters) – MGIC Investment Corp (MTG.N) will be able to continue selling mortgage insurance throughout the United States after the company agreed to pay $267.5 million to Freddie Mac (FMCC.OB) to settle a dispute that threatened the insurer’s future.

The settlement was a condition set by Freddie Mac, the government-backed mortgage financier, to allow a new unit of MGIC to underwrite mortgages in seven states.

MGIC had announced the settlement last week, but had not disclosed the monetary terms.

However, the mortgage insurer said it will not sign the settlement agreement until the new unit, MIC, gets approval to write business in states where the main unit does not meet capital requirements.

MGIC had sold Freddie Mac a pool of policies, the valuation of which became a bone of contention. The insurer filed a lawsuit in May seeking to pay less than what Freddie Mac believed the policies were worth.

As part of the settlement, MGIC agreed to pay $100 million when the deal is signed, and the remaining amount as monthly payments over the next four years.

Morningstar analyst Jim Ryan said the settlement was a “strong positive” for MGIC as it let the company write business with Freddie Mac, which they could not do earlier.

“The positive is that this will allow them to write more business, the downside is that there are going to be payouts,” Ryan said.

MGIC, like other mortgage insurers, was left with huge losses and bad loans after the housing crisis. Its recovery plan, which involves writing new insurance through a newly capitalized unit to take advantage of an upturn in the housing market, had been caught up in the dispute with Freddie Mac.

The insurer feared that major lenders may refuse to do business with it if it could not operate nationally.

HIGHER RISK

Mortgage insurers, which protect lenders in case home loans turn bad, have been struggling to meet capital adequacy benchmarks and have time and again sought waivers to continue writing business in many states in the United States.

They have also been creating new units to find a way around soaring risk ratios.

At September 30, the preliminary risk-to-capital ratio of MGIC’s combined insurance operations was 34.1 to 1. Mortgage insurance regulators commonly allow for a maximum risk-to-capital ratio of 25:1.

Macquarie Research analyst Jasper Burch said the settlement would affect results, mostly in the fourth quarter, while also eating into statutory capital, and driving risk ratios higher.

The Wisconsin Insurance Commissioner, which is MGIC Investment’s primary regulator, uses a minimum policyholder position (MPP) to gauge the health of an insurer. MPP is the minimum amount of money an insurer would need to meet claims.

MGIC’s preliminary policyholder position was $344 million below the required MPP of $1.3 billion at the end of the third quarter.

The company also reported its ninth straight quarterly loss on Friday, sending its shares down as much as 13 percent.

MGIC wrote new insurance worth $7 billion in the quarter ended September 30, more than double the amount of business it wrote last year.

Even as mortgage insurers struggle with the bad loans left over from the housing crisis, they have been aggressively writing profitable new business, sometimes by moving into competitors’ territory.

MGIC’s rival Radian Inc (RDN.N) posted its first quarterly profit this year last week as new business jumped to $10.6 billion.

Shares of MGIC were flat at $1.67 in late-afternoon trading on the New York Stock Exchange. They touched a one-month low of $1.46 earlier.

(Reporting by Ashutosh Pandey and Sharanya Hrishikesh in Bangalore; Editing by Roshni Menon, Maju Samuel)

Centerline Capital Group Named Freddie Mac Licensed Affordable Housing Lender

                                                         
– Designation Extends Multifamily Product Offering-

 

New York, NY -November 9, 2012- Centerline Capital Group (“Centerline”), a provider of real estate financial and asset management services for affordable and conventional multifamily housing, and a subsidiary of Centerline Holding Company (CLNH), announced today that is has been formally designated as a licensed Freddie Mac Multifamily Targeted Affordable Housing (TAH) Seller/Servicer.

This license gives Centerline approval to originate affordable multifamily loans nationally on behalf of Freddie Mac, and makes Centerline one of a select number of lenders approved to sell and service targeted affordable housing loans nationwide.

“Receiving formal TAH designation demonstrates Freddie Mac`s continued confidence in Centerline, the prospect for our future growth, and the strength of our stellar affordable debt team,” commented Philip Melton, Senior Managing Director, in the Affordable Housing Debt division at Centerline. “This notable recognition further enhances our affordable housing lending business, enabling us to offer our developer clients an expanded array of financing products through our affiliations with Fannie Mae, Freddie Mac, and FHA.”

Earlier in its history, Centerline was one of the leading Freddie Mac affordable housing lenders in the nation.

“Centerline has a long and proud history of working with Freddie Mac, dating back to 2007 when we were the first lender in the country to be fully designated by Freddie Mac in their lender risk sharing program,” added Melton. “The Freddie Mac TAH designation represents a major milestone for Centerline`s affordable debt platform.”

Kim Griffith, vice president of Multifamily Affordable Sales and Investments at Freddie Mac added, “Freddie Mac is pleased to be working again with Centerline as a Targeted Affordable Lender.  We look forward to a successful relationship in this important area of focus for both firms.”

Freddie Mac targeted affordable housing loans are divided into four categories:

  • Preservation Transactions
  • Bond Credit Enhancements
  • Forward Commitments
  • Cash Mortgages

Freddie Mac approves lenders under each individual loan category; Centerline was selected for all four categories. 

Centerline is a Fannie Mae DUS lender, Freddie Mac seller-servicer, FHA-approved mortgage provider and source for other forms of traditional and alternative capital.

###

About Centerline Capital Group
Centerline Capital Group, a subsidiary of Centerline Holding Company (CLNH), provides real estate financing and asset management services focused on affordable and conventional multifamily housing.   We offer a range of both debt financing and equity investment products, as well as asset management services to developers, owners, and investors.  An industry leader, Centerline is structured to originate, underwrite, service, manage, refinance or sell through all phases of an asset`s life cycle.  A leading sponsor of Low-Income Housing Tax Credit (LIHTC) funds, Centerline has raised more than $10 billion in equity across 137 funds, and invested in over 1,600 assets spanning 47 states. The firm`s multifamily lending platform services more than $11.5 billion in loans. Founded in 1972, Centerline is headquartered in New York City, with 246 employees in ten offices throughout the United States.   A strategic partner of Island Capital, Centerline is organized around four business units: Affordable Housing Equity, Affordable Housing Debt, Mortgage Banking and Asset Management.  To learn more about Centerline, visit www.centerline.com.

###

 


This announcement is distributed by Thomson Reuters on behalf of Thomson Reuters clients.

The owner of this announcement warrants that:
(i) the releases contained herein are protected by copyright and other applicable laws; and
(ii) they are solely responsible for the content, accuracy and originality of the
information contained therein.

Source: Centerline Holding Company (CharterMac) via Thomson Reuters ONE
HUG#1656109

3 state Realtor groups re-up with zipLogix

Realtor-owned contract software provider zipLogix has renewed service contracts with the state Realtor associations in Texas, Wisconsin and Maine that will continue, and in some cases expand, their members’ access to zipLogix products, the company announced today.

The 75,000 members of the Texas Association of Realtors, in addition to having access to contract forms software zipForm 6, will now have the opportunity to use two other zipLogix products: the document storage tool zipVault and the e-signature platform Digital Ink.

ZipLogix Digital Ink, powered by e-signature provider SIGNiX, embeds digital signatures into electronic forms. ZipVault allows users to securely store transaction files created from zipForm 6 and other programs.

As part of its renewed agreement with zipLogix, the Wisconsin Realtors Association continues to make zipForm 6, along with Digital Ink, available to its 12,000 members.

The Maine Association of Realtors expanded its contract with zipLogix to include the software provider’s mobile-optimizing zipForm product, zipForm Mobile Web Edition, to join the association’s zipForm 6 and zipVault offerings already available to its 3,900 members.

In October, zipLogix (and Instanet Solutions) added Fannie Mae offer documents to their form libraries, allowing real estate agents to access offer documents on HomePath properties alongside their local sales contracts through the agent’s multiple listing service or Realtor association.

In August, zipLogix signed up three Realtor associations in Pennsylvania and four in Wyoming, giving their members access to the company’s zipForm product. In the same month, e-signature service DocuSign became an e-signature option for all zipForm real estate forms.

In the past three months or so, three California MLSs — East Bay Regional MLS, Sandicor Inc. and Central Coast Regional MLS — have signed up for zipLogix’s zipFormMLS-Connect, a tool that allows members to import data directly from the MLS database into their zipForm transaction forms.

Founded in 1991, zipLogix is a joint venture between the National Association of Realtors and Real Estate Business Services Inc., a subsidiary of the California Association of Realtors.

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a la mode Announces RE:Focus Analytics, Brings MLS Listings and Interactive Data Analysis to the iPad

ORLANDO, Fla., Nov. 9, 2012 (GLOBE NEWSWIRE) — From the National Association of REALTORS Expo(R), a la mode, one of the real estate industry’s most innovative workflow technology companies, announced today their newest iPad app, RE:Focus Analytics. This stunning new iPad app transforms the way agents and brokers access and use the data in their MLS, creating a powerful property data console for highly visual, interactive market analysis even without a Wi-Fi or data connection.

Building on the success of their other real estate apps, a la mode iOS engineers and interface designers built an appealing interface that intuitively guides real estate pros through obtaining property and market intelligence data. Instead of tedious and outdated text boxes, drop-down menus, and checkboxes, agents using RE:Focus capitalize on a modern touch interface and can swipe, pinch, zoom and pull to arrange data on the screen that results in a beautiful market data dashboard that’s used to help advise clients to make the best decisions faster.

“We see a major hole in the real estate app landscape,” said Dustin Moore, President of a la mode’s Real Estate Solutions Division. “There are several listings search apps, but they’re really just web pages for consumer searches and lack the critical analytical tools that real estate agents desperately need. We’ve packaged all of those tools in a truly beautiful, intuitive interface so agents can quickly create property comparisons, price comparisons and more — on the go.”

At the core of RE:Focus Analytics are Lenses, which are user-customizable subsets of listing and sales data about a geographic area, property type, price range or other criteria used to help agents provide more information to their clients. Lenses are akin to the “saved searches” agents keep in the MLS. However, Lenses are easier to create, will show your data even without a network connection, and automatically update with relevant new data when you re-connect to Wi-Fi.

Once an agent sets up a Lens, a wide array of market analytics — ranging from pricing characteristics and historical sales levels, to days on market and inventory stats — becomes available for the area. Brad Eaton, a la mode’s Chief Product Officer, noted, “We wanted agents to be able to ‘touch and feel’ the history of their markets. So, rather than just showing stale, static charts, RE:Focus Analytics lets agents interact in real time with gorgeous, colorful touch-responsive charts. For example, swiping left and right across a chart sends you backwards and forwards through time, revealing trends on prices, sales, and inventory. Taps and pinches drill deep into the MLS revealing even more detail and invaluable insight on hyper-local markets.”

RE:Focus Analytics will launch exclusively for Apple’s iPad family of devices — including the new iPad mini. “We wanted to build a real estate app the agents would absolutely love to use,” said Eaton. “Based on the feedback we’ve received already, we think we’ve done it.”

This app leverages a la mode’s decades of data management and workflow experience. The deep understanding of intuitively showcasing structured data like that found in the MLS, combined with an impressive roster of local REALTOR(R) Association partnerships have brought RE:Focus to life. “Without the solid relationships we have with the local associations, we couldn’t have done something this revolutionary,” Moore said. “RE:Focus Analytics is a launch pad for several new products in the future and we couldn’t be more excited.”

Agents and brokers can sign up for a free beta invitation now at www.alamode.com/REFocus. RE:Focus Analytics will launch publicly in the iTunes App Store in early 2013.

Ellana Walker
Chief Marketing Officer
a la mode, inc.
(405)359-6587 x505

About a la mode

Celebrating 27 years as a mission-critical workflow technology leader in the real estate and mortgage industries, a la mode’s products are used by hundreds of thousands of appraisers, salespeople, inspectors, and lending professionals to power more than 50% of all residential real estate transactions in the US each year. a la mode’s flagship product for the lending industry is its Mercury Network, the nation’s premiere valuation Vendor Management Platform with over 20,000 transactions a day. In the appraisal sector, its TOTAL desktop software line is dominant, used by more appraisers than all other brands combined. And in the agent market, a la mode’s Broker Reciprocity and Analytics products enjoy top-tier direct access to MLS listings and sales data via integration contracts with local boards serving more than 500,000 licensed salespeople nationwide.

a la mode is headquartered in Naples, FL, with additional offices and approximately 200 employees located in Oklahoma City, Salt Lake City, and Washington, DC. For more information about the company, visit www.alamode.com.

All product and company names herein may be trademarks of their registered owners.

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